Banking & Financial Institutions

Our banking attorneys are nationally-recognized within the world of financial institutions. We help banks and other financial institutions navigate the complex maze of legal issues they face each day—focusing on matters that require specialized knowledge of the particular regulatory regimes that govern them. We represent clients in matters ranging from mergers and acquisitions and joint ventures to advising financial institutions on structural and governance issues, such as choice of appropriate charter, corporate structure, formation of holding companies, and Board of Directors issues. We assist clients in designing, implementing, disclosing, marketing, and operating virtually every kind of financial product or service, including deposit and credit accounts, overdraft programs, online and mobile banking services, cash management systems, direct and indirect auto finance programs, student lending, private banking programs, and payment cards.

Corporate & Business Law - Banking & Financial Institutions

More than legal advisors—we help you build and secure your business.

Our Professionals

Mergers and Acquisitions; Transactional Work

  • Simple and complex bank mergers and acquisitions
  • Branch acquisitions and sales
  • Acquisitions and sales of other assets and liabilities (such as deposits, mortgage portfolios, trust businesses, and credit card portfolios).

 

Financial Services and Products

  • Advise clients on design, implementation, disclosure, marketing and operation of products & services, including: consumer and business deposit and credit accounts, overdraft programs, cash management programs, electronic funds transfer and electronic presentment programs, online and mobile banking, direct and indirect auto finance programs, student lending, private banking programs, credit and debit cards, and prepaid cards.
  • Streamline consumer disclosures for loans and lines of credit
  • Develop documentation for integrated business banking services
  • Advise clients on regulatory developments and their effect on existing products and services

 

Corporate Governance

  • Advise financial institutions on structural and governance issues, such as choice of appropriate charter, corporate structure, formation of holding companies, and Board of Directors issues

 

Conversions and Reorganizations

  • Mutual-to-stock conversions
  • Mutual holding company reorganizations
  • Reorganizations into a bank holding company structure
  • Charter conversions

 

Broker-Dealer and Investment Advisors

  • Acquisition of broker-dealers and investment advisors
  • Advise broker-dealers and investment advisors on a wide array of matters, including structuring joint ventures and other enterprises.

 

Litigation

  • Large and small matters regarding compliance
  • Unfair or deceptive trade practices
  • UCC check liability
  • Loan servicing
  • Foreclosure practices

 

Legislation and Regulation

  • Represent financial institutions, trade organizations, and others in monitoring, commenting on, analyzing, and drafting legislation and administrative regulations affecting the financial industry.
  • Represent banks and licensees in the examination process, including responding to examiners’ requests and comments and in formal responses to Examination Reports.

 

To learn more about our Banking & Financial Institutions practice, please contact one of our Practice Group Chairs: Nancy R. Wilsker: Chair, or David J. Wiese: Vice-Chair.